Who runs California Auto Rates

The vehicle is one of the few rating factors you choose. This site covers how type, safety equipment, repair costs and theft risk fit into California insurance — ideally before you buy the car.

What you will find here

• Recall and safety rating lookup — Pick a year, make and model to see its federal recalls and NHTSA 5-Star crash ratings, live from the government's own database — before you buy or insure the car.
• 53 guides on how the car itself affects your insurance, including The Notice You Put in a Drawer, Reading a Crash Rating Properly, What the Car Did Before You Met It.
• A free quote prepared by a licensed California agent: start here, or call (619) 363-4466.

Who runs this site

californiaautorates.com is published by Auto World Insurance Services (Yako Enterprises Inc.), a licensed California insurance broker — CA Insurance Broker License #6005606. You can look that license up on the California Department of Insurance website, insurance.ca.gov. Quote requests from this site go to our licensed agents, who compare insurance companies for you. We are a broker, not an insurance company: policies are issued by the insurance companies we place them with.

How these pages are written

• Every legal statement in our tools links to the statute, regulation or DMV page it comes from, and we are adding those sources to our older guides as we review them.
• When something depends on your insurance company, the page says it varies by company instead of guessing.
• We do not publish average or typical rate figures.
• A page's "Updated" month changes only when its content really changes.
• Our free tools run in your browser; nothing you type into a tool is sent to us. (The quote form is how you choose to send us your details.)

Getting a quote

Getting a quote is free, and there is no obligation to buy. If something on this site does not match your situation, a licensed agent can look at your actual policy with you.